Terms and Conditions

Last Updated: June 12, 2025

These Terms and Conditions govern your use of quintaflorisa.com financial consultation services. By accessing our website and using our services, you agree to be bound by these terms. Last updated: May 25, 2025.

Acceptance of Terms

By using our financial consultation services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

If you do not agree with any part of these terms, you may not access or use our services.

Definitions

For the purposes of these Terms and Conditions:

• "Company", "we", "us", "our": Refers to quintaflorisa.com and our financial consultation services
• "Service", "Services": Refers to the financial consultation, planning, and advisory services provided by quintaflorisa.com
• "User", "you", "your": Refers to the individual or entity accessing or using our services
• "Website": Refers to quintaflorisa.com and all associated web pages and services

Use of Service

Our financial consultation services are provided for informational and educational purposes. You may use our services subject to these terms and applicable South African laws.

Prohibited Uses

You may not use our services to:

User Responsibilities

As a user of our services, you are responsible for:

• Providing accurate and complete information during consultations
• Maintaining the confidentiality of any login credentials
• Using our services in accordance with these terms
• Notifying us of any unauthorized use of your account

Intellectual Property

All content, materials, and intellectual property on our website and in our services are owned by quintaflorisa.com or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, or create derivative works from our content without written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these Terms and Conditions. Privacy Policy

Payment Terms

Payment for financial consultation services is due as specified in your service agreement. All prices are quoted in South African Rand (ZAR) and include applicable VAT.

Payment methods include bank transfer, credit card, and other approved payment methods. Late payments may result in suspension of services.

Refund Policy

Refunds for consultation services may be available within 30 days of service delivery, subject to our satisfaction guarantee terms and conditions. Refunds are processed within 14 business days of approval.

Service Disclaimers

Limitation of Liability

To the maximum extent permitted by South African law, quintaflorisa.com shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Our total liability shall not exceed the amount paid by you for the specific service giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless quintaflorisa.com from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Termination

We may terminate or suspend your access to our services immediately, without prior notice, if you breach these Terms and Conditions.

You may discontinue use of our services at any time by contacting us directly.

Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the modified terms.

Governing Law

These Terms and Conditions are governed by the laws of South Africa. Any disputes arising from these terms will be resolved in the courts of South Africa.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and quintaflorisa.com regarding your use of our services.